Cars With Cheapest Insurance Rates

Cars With Cheapest Insurance Rates – Rates vary, sometimes significantly, depending on the kind of car you drive (among other factors). NerdWallet looked at last year’s 25 best-selling models and analyzed premiums to determine which are the cheapest to insure.

Cheapest cars to insure among popular models

Ranked from lowest cost to insure to highest.

Rank Average annual insurance premium Starting MSRP
1. Subaru Outback $1,566 $26,810
2. Ford Escape $1,656 $24,935
2. Chevrolet Equinox $1,710 $24,525
4. Toyota RAV4 $1,750 $25,370
5. Honda CR-V $1,753 $25,125
6. Nissan Rogue $1,762 $25,775
7. Jeep Wrangler $1,764 $25,190
8. Toyota Tacoma $1,769 $26,245
9. Jeep Cherokee $1,775 $25,490
10. Toyota Highlander $1,788 $32,275
11. Ford Explorer $1,790 $33,135
12. Ford F-Series trucks $1,805 $29,100
13. Chevrolet Cruze $1,843 $17,850
14. Ford Fusion $1,850 $23,090
15. GMC Sierra $1,851 $30,000
16. Honda Accord $1,852 $24,465
17. Hyundai Elantra $1,865 $17,835
18. Honda Civic $1,876 $19,835
19. Chevrolet Silverado $1,885 $29,580
20. Dodge Ram trucks $1,890 $28,490
21. Chevrolet Malibu $1,912 $22,555
22. Toyota Camry $1,937 $24,530
23. Nissan Altima $1,962 $24,145
24. Nissan Sentra $1,965 $17,875
25. Toyota Corolla $1,980 $19,495

Why car models affect auto insurance rates

Car insurance companies set pricing based on the risk they’ve determined you and your vehicle present. To determine a vehicle’s risk, insurers consider claim histories, including accidents and rates of car theft. More — and more costly — claims for a particular model mean higher car insurance rates.

Conversely, the cheapest cars to insure tend to have fewer, lower-cost claims.

Want cheaper insurance? Avoid these vehicles

Owning these types of vehicles often drives up car insurance costs:

  • Sports cars have some of the highest auto insurance rates, not just because they’re built for speed: Drivers of these cars tend to be younger and therefore more accident-prone, which drives up the cost of insurance.
  • High-end luxury cars are typically expensive to insure because repairing them can be pricey, and it costs more to replace them if they’re totaled.
  • Electric vehicles can be pricier to insure due to their higher price tags and repair costs; replacing an EV battery alone can cost thousands of dollars.
  • Cars most targeted by thieves also cost more to insure. Comprehensive insurance pays out if your car is stolen; it also covers damage from vandalism, fire, floods and other problems.

Rates vary quite a bit among insurance companies, so it’s always a good idea to shop around and compare quotes. NerdWallet’s car insurance comparison tool can help. Ask your insurer about discounts, too. Many offer price breaks if your car has safety features that reduce the risk of injuries or theft.

BMW M140i Finale Edition 2019 Unveiled

BMW introduced the latest version of the current generation of the M140i. It is called the M140i Finale Edition and features M 18 “wheels, special signals, black chromed grille, black chromed exhaust tailpipes, sunroof and smartphone charging system.

Also active LED lights, Adaptive M suspension, M Sport brakes with blue callipers, parking sensors, leather coverings, 8.8 “touch screen and entertainment system, Harman / Kardon audio system, BMW ConnectedDrive and Comfort Access system.

The move comes from the 3.0-liter TwinPower turbo engine with 340 hp and 500 Nm of torque. It is coupled with an 8-speed automatic transmission that sends the traction to the rear wheels, with 0-100 km / h coming in 4.6 seconds, with a top speed of 250 km / h.

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New Toyota Land Cruiser and Lexus LX in 2020

The current generation of Toyota Land Cruiser is on the market since 2008 and the Japanese company will present its new generation in 2020, with its prototype being presented next October at the Tokyo exhibition.

It will be equipped with the Toyota Safety Sense Safety Kit, the new model will be based on an upgraded ladder frame and under the hood will meet the 3.5-liter twin-turbo V6 engine that will replace the current V8 5,7- engine liter. The engine will work with a 10-speed automatic transmission, with the company also offering a hybrid engine.

In 2020, the new generation of Lexus LX will be presented based on the new Land Cruiser.

This is New Porsche Mission E

Porsche has launched test on Mission E and a test mule was caught tested the snow in Scandinavia.

The first electric performance car the German company will come out in 2020 and according to Porsche, will be “something special, a real Porsche”, something completely different from its opponents, and more capable of models Tesla, featuring the technology 919 Hybrid.

Although for the moment there are no details on the technical characteristics of the car, for specification, Porsche Mission E prototype wore two electric motors with 600 horses, 0-100 km / h in 3.5 seconds, with range more than 500 km, with 80% of the battery charging in 15 minutes using a quick charger and range of 400 km.

According to the CEO of Porsche, Oliver Blume, the company will keep almost unchanged the production version of Mission E concept. Blume said the exterior design of the electrical model will be “very similar” to that of the original, with the doors opening upward.

The model will be opposite the Tesla Model S, will go on sale towards the end of the decade, it has codenamed J1 and will be built on a new platform developed by the company. The Porsche to manufacture the car announced recruiting 1,400 people, and has put a target sell 20.000 Mission E annually.

Nissan GT-R Linchfield With More Power

The notorious Godzilla has large power reserves within. We have seen how the factory version can stand in front of very expensive supercars. A “usual suspect”, which operates in the improvement area for 20 years, the British Litchfield Motors, comes to celebrate this the station, improving 20 Nissan GT-R Black Edition, taking longer codenamed “LM20” and producing most 675 horsepower with torque of 85 kgf!

This power makes already possible Godzila, a real “supercar-killer”, where the performa 96 km / h comes in 2.5 seconds, the first 160 km / h in 5.7 seconds, with the final touches to the 328 km / h. But to achieve this, several operations were made to increase the strength of the cab.

So, to increase specification Nissan GT-R, the 3.8 liter V6 have larger injectors, larger fuel pumps, freer air intake, Intercooler from Litchfield, cast downpipe and export diameter 102mm with freer catalyst. It is understood that became reprogramming the ECU for even better results.

At the same time, they made and appropriate moves to “tame” this wild and multitudinous herd of horses, so the active safety now made changes to the software of traction systems and stability, and went posts Bilstein Damptronic, combined with springs of Eibach and anti-roll bars. Still, there was a change in the braking system, where now there are discs of Alcon diameter 400mm front and 380mm, which together with new calipers are able to torture the Michelin Pilot Sport 4, which are seated on the alloy Rays Track Edition.

Definitely you will now think that with all this marketing authorization Godzila will go … walk and those who have it will enjoy the track only. But every other! The Litchfield tells us that is the most powerful version of the car, which is for everyday use! In fact she says he can meet customer requests wanting even more power!

Best to let the end. All 20 models will give the Litchfield will be covered by three-year warranty and free maintenance and for the price Nissan GT-R Linchfield, it will cost 110,000 euros, a price that is just 18,000 euros increased from the entry-level version of a GT-R . Not bad for someone who can afford!

Shelby Cobra Sebring Special Edition For Auction

The Shelby American and Superformance in the sidelines of Barrett-Jackson auction will present four special Shelby Cobra, with each honoring the past racing Cobra.

The cars are replicas of the legendary Shelby who participated in endurance races in 1963 and 1964 with Ken Miles drivers, Dan Gurney, Allen Grant and Dave MacDonald. A total of 15 cars will go out in the market, with 13 of them have a body polyester and 2 aluminum body.

It is painted in car color of Ken Miles, Dan Gurney, Allen Grant and Dave MacDonald and each car will be accompanied by a commemorative Baume & Mercier Shelby Sebring clock and a specific tag under the hood. The company starts from today sales 15 special Cobra.

There is no word on pricing, but it is evident that each car will have a reserve. Expect these to sell for more than $100,000, because fetching a new Shelby Cobra with period-correct engines and trim is arduous, to say the least.

The cast-iron block engines will provide about 435 HP, and will drive the rear wheels through a manual gearbox, just like the ones on the legendary race cars of the day. Moreover, each customer will get a complementary watch made by Baume & Mercier. The said watches will have the vehicle’s Cobra CSX chassis number engraved, so this will be a personalized experience.

2018 Ford Focus Wagon, Some Change in Trunk

There will be a new Ford Focus Wagon in 2018, before that, we will see lot spy shot of it. What you see here is Ford trying to cover up the running gear and the next Focus platform under an extensively modified body of the Focus hatchback today. It even earned the nickname ‘Elvis’ as we can see from the sticker on the back.

To hide the new version of the wagon wider and longer under the skin of the current Focus, Ford did everything they could, including the terrible rear that looks like melting and ready to break away from the rest of the car.

You really can see the additional metal welded between different body parts to make it fit. It seemed to us that they would have it much easier if they just choose to train current bodystyle to hide under the new car but Ford may want to give our spies something to remember. Other modifications we can trace including reworked front fascia and wider.

There is not much information about the next generation of Ford Focus out there, with speculation talk about the interior design is much cleaner to improve the ergonomics and the latest connected features.

Specification for engine range will remain largely in the slightly improved EcoBoost engine and a clean version while the hybrid powertrain that combines EcoBoost petrol unit with an electric motor are also expected as part of the company’s plans to launch 13 electric models in the next five years.

The new Ford Focus is expected to hit the market in 2018, so we’ll have a better idea of ​​what to expect in the coming months.

2017 Nissan Navara Trek-1° Limited Edition Unveiled in Brussels

At 2017 Brussels Motor Motor Show in Belgium, Nissan has officially pulled the covers of a special version of the Navara. This new special edition named as Nissan Navara Trek-1 °, the pickup truck takes its name from the geographical location of the desert Navarre in Spain – at -1 ° longitude. As special edition, Nissan produce not much, only 1,500 examples will see the light of day, all of them in the double cab body styles.

Building upon the range-topping Tekna grade, this special edition truck can be had with Black Metallic or Pearlescent White exterior shade, the latter are new to this vehicle. In addition, it also benefits from two roof-mounted LED lights, black sports styling bar, the ‘smart bed cover new load’, which is made of plastic and finished 18-inch alloy wheels either black or white, and black, with a six-spoke pattern.

Customers can also spec Nissan Navara Trek-1 ° with sunroof, leather seats with heating function for the front occupants, and 8-way adjustment on the driver’s side, tow bars, differential lock, and a full-sized spare tire, for an extra charge.

Power comes from a diesel engine twin-turbo 2.3-liter engine, available in two outputs – 160 PS (158 HP) and 190 PS (187 HP), mated to either a six-speed manual or automatic transmission seven-speed, available only for the 190 PS version , ‘On-demand’ four-wheel drive is offered as standard.

Nissan has launched a special edition of the hard workers in Belgium and claimed that other European countries will follow in the coming weeks.

Volkswagen Electric SUV Concept Ready for Shanghai

Germany Automaker, Volkswagen these last few years have a lot problem. After the cheating scandal emissions hamper global efforts to encourage diesel models, VW decided to play on EV, and one of the vehicles that will come out of this strategy is a zero-emission SUV which will come in Shanghai.

Battery-powered models will be previewed by a study car in late April, at the Shanghai Auto Show and the production version is expected to out after 2020, as the second EV brand rose from MEB modular architecture, as reported by AutoNews.

Speaking with the publication in 2017 Detroit Auto Show, Volkswagen’s head of design, Klaus Bischoff, declared that the fate of the SUV has been decided, but he refused to give word on whether this will be a compact or midsize model.

Meanwhile, the car is focused on an entirely new electric concept, I.D. which Buzz, which celebrated its premiere at the Motor City. It follows BUDD-e concept of 2015 and comes with a futuristic design, the battery 111 kWh, and two electric motors that push from 0 to 60 mph (96 km / h) within 5 seconds.

By presenting the study in Detroit, Volkswagen is the ultimate goal that generate enough interest to put it into series production, according to Bischoff.

Mitsubishi Lancer Comes to End in August

Latest generation Mitsubishi Lancer introduced 10 years ago at the Detroit Motor Show, two months before it goes on sale in North America, and it will also be the last.

Speaking to the media on Thursday ahead of next week’s Detroit Auto Show, Don Swearingen, executive vice president at Mitsubishi Motors North America, said that the company will ax Lancer in August.

The decision taken long before Nissan took over the fate of the automotive division of Mitsubishi, Lancer Evolution came after was dropped and is supported by the fact that the car saw sales decline US models by 19 percent in 2016 to just over 14,000 cars, according to data from Autonews.

Instead of waiting for the sedan models to recover, Mitsubishi put most bets on the crossover to stay afloat in the market, including the introduction of a new generation of ASX / Outlander Sport.

This is not the only new vehicle is being developed from the Japanese brand, as it is also preparing a rival Qashqai, which will slot between the Outlander Sport will get smaller, and the regular Outlander will get bigger, and served in 2018. Swearingen says Autonews that is, as-of-yet unnamed model will get a turbocharged engine and technology features a “friendly”. “Frankly, I think of test driving a new vehicle, it will be the best vehicle Mitsubishi has ever produced,” he said.